People's Trust Credit Finance
People's Trust Credit Finance
Financial Services
  • Personal Loans to Match Your Financial Goals

  • Financial Empowerment

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Why Choose a Personal Loan?

A personal loan allows you to borrow money from a lender for almost any purpose, typically with a fixed term, a fixed interest rate, and a regular monthly payment schedule. Collateral is usually not required and personal loans typically have lower interest rates than most credit cards.

Since interest rate and loan terms on a personal loan are fixed, you can select a loan and payment amount that fits within your budget—which is great when you’re consolidating debt. Plus, you’ll know the exact date your loan will be fully paid off. Using a personal loan to consolidate high-interest credit card debt might even help improve your credit score. 1

Join Over 4 Million Members Nationwide

  • Borrow up to $40,000

  • Receive money quickly, upon loan approval

  • Competitive fixed rates and fixed monthly payments

  • No prepayment fees

  • Automatic payment withdrawals

Personal Loans to Match Your Financial Goals

Home Improvement Loans

Start your home improvement project now, without waiting for a home equity loan or line of credit.

Simplify your debt—and your life—with a single monthly payment on an affordable, fixed-rate loan.

Balance Transfer Loans

Lock in a lower APR and save time by paying creditors directly through us—just tell us who to pay and how much.

Credit Card Consolidation Loans

Refinance your credit cards with a personal loan—and know the exact date your loan will be paid off.

Check Your Rate in Minutes

Quickly see the offers that you could pre qualify for. Save money by scoring a lower rate.

Easy, Simple, Secure

Our secure, encrypted (TLS/SSL) online application ensures a quick and hassle-free refinancing process.

Lower Monthly Payment

Flexible terms and great rates could help you pay less than you are right now.

No Origination Fee

And, no prepayment penalties either.

Auto Loan Refinancing

Paying off your existing car loan and refinancing into a new one could help you save money by scoring a lower interest rate.